... IRS Says You Can Now Check The Status Of Your Stimulus Check With Get … Check recipients who do that get to keep the paper check, rather than hand it over to a teller or an ATM. ET There are many things that can get you fired beyond the obvious; you don’t have to … That means the check can be deposited a second time, a problem known in banking as “double presentment.” “I totally could have missed it,” Rosales said. When banks cash your same cheque twice, you may be on the hook to pay. The staffing company that issued the payroll check that was presented twice will have to pay the check cashing business due to “holder in due course” laws.   Your credit can eventually suffer if a bad check results in a late payment, making it difficult for you to borrow money (or get a job or insurance). Your bank may close your account, and other banks might reject you as a customer as a result. Best Cash Back Credit Cards. If someone writes a check but forgets to sign it, the bank may still honor it. Nobody wants to get fired. One was direct deposit and the other was a paper check — I cashed the check Published: May 19, 2020 at 9:22 a.m. There's also a good chance a person might not see the unsigned check. “You are then in business and very, very unlikely to get arrested. The Moneyist I received two $1,200 stimulus payments. Short Answer: When your check is stolen and cashed, you can usually get your money back, but this will depend on the results of the bank’s investigation. Many check cashing businesses take checks as long as the check holder can provide proper identification and the check is deemed authentic. You should report the theft to local law enforcement, the bank on which the check is drawn, and the payor as soon as possible. Most people avoid it by generally doing good work and keeping complaints about their jobs to themselves or close family. Unfortunately, it’s not that simple. There can also be an issue if the person takes the paper check to a check cashing place that's not a bank since that place will pay cash before the check has a chance to process. For example, if the check isn't presented to a teller for payment but is deposited through the automated system, an unsigned check could make it through the entire process without a human ever seeing it. However, if the bank or check issuer decides to issue a stop payment on a check that was cashed at a check cashing business, it causes complications. You’ll end up paying a lot in fees, including NSF fees if you're the issuer or a returned-check fee if you're the recipient. Whether accidentally or on purpose, check recipients can now cash or deposit the same check multiple times — and if you don't catch it right away, you might have to pay. I tried cashing it threw direct deposit on my smartphone and it said it never took it. 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